a service of the Nevada Policy Research Institute

a service of NPRI


Vol. 1, No.3

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Guidelines for solving the health insurance problem

By Stuart M. Butler, Ph.D.

Vice President, The Heritage Foundation

UNINSURANCE is overwhelmingly a problem of the small-business sector. Almost half of America's uninsured workers are either self-employed or in firms with fewer than 25 workers. Moreover, the rate of uninsurance is highest among such workers and their families. Over 30 percent of workers in small firms lack insurance.

This high level of uninsurance underscores the inherent limitation of traditional employer-sponsored insurance for workers in small firms. While it usually does make sense for large, sophisticated employers to sponsor insurance — in other words, to arrange coverage — it is administratively costly and inefficient for small employers to try to sponsor health plans.

What is needed is a variant of employment-based coverage for certain groups of workers, especially employees of small firms. Such a variant should enshrine three key goals… [more]


Recent Articles
& Links:

The Myth of Too Little Health Insurance

The Unimpressive Origins of U.S.
Health Care Policy

Getting Nevada onto Sound Fiscal Policy

The Loophole in the
new Real Property Transfer Tax

The campaign to
destroy Nevada’s
right to work law

pays Nevada’s
business taxes?

How Washington State’s minimum wage hike INCREASED poverty

On getting our
clock cleaned

The reason for BUSINESSNevada
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Expanding the coverage
of Nevada’s employees

Reducing health care costs are key

By Christina Dugan
Government affairs director,
Las Vegas Chamber of Commerce

(From testimony given before the Nevada Legislature’s interim committee on healthcare insurance expansion)

OUR MEMBERS typically cite the escalating cost of healthcare among their top policy priorities. Anecdotal evidence suggests that many members who currently do not offer health insurance for their employees cite the high cost as the main obstacle.

As a result, the Chamber believes one the most effective means of decreasing the ranks of Nevada’s working uninsured is to bring down the overall cost of healthcare. National data suggests that for every 1% increase in health insurance roughly 300,000 Americans will be priced out of healthcare insurance and join the ranks of the uninsured. In Nevada, estimates show that a 1% increase in costs leads to over 2,000 additional uninsured, over 65 lost jobs, and costs employers providing healthcare an additional $190 per worker…  [more]

Commentary from NPRI
Nevada lawmakers supporting
assaults on scientific research

By Steven Miller

Nevada’s lawmakers are nice people.

They would never walk into your house and—say—grab your stereo without permission and run down the street with it.

They also—we can be relatively sure—wouldn’t encourage other Nevadans to do so.

On the other hand, what if your property wasn’t physical, but intellectual? What if you’d written and copyrighted some software? A story? A song?

What if you were, say, Nevada’s Altair Nanotechnologies, and after years of research you’d achieved patents on ground-breaking new processes that helped clients like Nevada’s Titanium Metal Corporation produce its namesake metal more cost effectively? And helped other clients do environmental remediation, make better solar cells, or produce better pharmaceuticals?

Would Nevada lawmakers respect your intellectual property rights?

Maybe. Maybe not. It apparently all depends on whether they think attacking your patent or copyright protections might titillate enough thoughtless voters…[more]


The huge tax on our health system that’s never discussed
Illegal immigrants are threatening Western states’ health care systems

The increasing number of illegal aliens coming into the United States is forcing the closure of hospitals, spreading previously vanquished diseases and threatening to destroy America's prized health-care system, says a report in the spring issue of the Journal of American Physicians and Surgeons.

"The influx of illegal aliens has serious hidden medical consequences," writes Madeleine Pelner Cosman, author of the report. "We judge reality primarily by what we see. But what we do not see can be more dangerous, more expensive, and more deadly than what is seen."

According to her study, 84 California hospitals are closing their doors as a direct result of the rising number of illegal aliens and their non-reimbursed tax on the system.

"Anchor babies," the author writes, "born to illegal aliens instantly qualify as citizens for welfare benefits and have caused enormous rises in Medicaid costs and stipends under Supplemental Security Income and Disability Income."

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